Posts Tagged ‘credit card debt’

My crazy new goal!

March 15th, 2010

Hi everyone -

Sorry for the delay in writing. I know Jenna has been busy with her sweet baby boy, getting new floors in her home and various other things. Oh, and her computer crashed too!

I have been busy being overwhelmed with house work, kids, and internet marketing, but I’m done with that. Um, the overwhelment part, I mean. :)

Anyway, I know it’s important to find your “why” and I thought I had it with “wanting to be at home with my kids.” But I realized that wasn’t a big enough “why”. I know it seems like it should be, but it wasn’t specific enough.

What’s really been sticking in my craw is our huge credit card debt. Now, this is embarrassing to admit, so bear with me. But I hope by putting it out there, it will finally allow me to do something about it.

My husband and I have collected a huge amount of debt – over $30k. (We’re still calculating the exact amount.) Now, I thought there wasn’t anything I could really do about this for now, and I just learned to deal with it and try not to worry about it too much. But, honestly, it really does weigh me down. It’s always in the back of my mind.

So, when I saw this blog called MyDebtFreeGoal.com, it completely inspired me. Amy Bass is the author of this blog, and she had $72,900 in debt and a goal of paying it off in 2 years. Oh, and by the way, she had 3 kids when she started and was pregnant with her 4th. (She has 5 now, I believe.) She paid it all off in LESS than 2 years.

It was like something switched in my head and I realized I could do this too! We have less debt than that, and less kids! LOL.

So I just recently started OperationZeroDebt.com so that people can follow my progress and hold me accountable. My goal is to completely eliminate our debt by March 12, 2011.

I hope you’ll follow me and see how I do!

That’s all for now. Kids are hungry for lunch. :)